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(AP) — As Nebraska's new law restricting gender-affirming care for minors goes into effect this weekend, families with transgender children and the doctors who treat them are steeling themselves for change. A key aspect of the law is a set of treatment guidelines that has yet to be created. Minors who already receive puberty blockers or hormones are allowed to continue the treatment, but new patients who are minors are largely banned from starting. At the time, Nebraska lawmakers were locked in a contentious battle over the proposed transgender health care ban, which touched off an epic filibuster that slowed the session to a crawl. At least 22 states have enacted laws restricting or banning gender-affirming medical care for transgender minors, and most of those states face lawsuits.
Persons: LINCOLN, , Heather Rhea, “ There's, we'll, who've, Timothy Tesmer, Jim Pillen, Pillen, Lucifer, Sen, John Cavanaugh, , ” Cavanaugh, Heather Rhea's, Nola Rhea, Rhea, She's, Dr, Alex Dworak, ” Dworak, Tesmer, Dworak Organizations: The American Academy of Pediatrics, Republican Gov, Republican, Nebraska Department of Health, Human Services, Nebraska, University of Nebraska, OneWorld Community Health Centers, Associated Press, Department of Health, U.S, Circuit Locations: Neb, Nebraska, Lincoln, Omaha, Minnesota, An Arkansas
A recent analysis by Zillow Home Loans found that nearly 45% of borrowers purchased mortgage points, also known as discount points, in 2022 to reduce their monthly payments. That compares to 29% of borrowers who bought mortgage points in 2021, 28% in 2020 and 27% in 2019. “We started seeing more buyers purchasing discount points as soon as mortgage rates ticked up in 2022,” says Nicole Bachaud, senior economist for Zillow in Seattle. The combination of high home prices and high mortgage rates contributes to the current appeal of paying discount points. Cash-out refinance borrowers were also more likely than other borrowers to buy mortgage points.
Persons: Michele Lerner, , , Nicole Bachaud, we’re, Chuck Cavanaugh, ” Cavanaugh, Mike Salierno, ” Salierno, Cavanaugh, ” Bachaud, Cash, Bachaud Organizations: Zillow, Citibank, Northwestern Mutual Locations: Seattle, New York City, Clearwater, Fla
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